Infrastructure Products
MonCore enables structured financial programs through integrated infrastructure modules. Product layers are abstracted from underlying providers, ensuring operational control and system-level consistency.
Digital Accounts
Ledger-based account architecture supporting balance tracking, internal transfers, structured reconciliation, and programmatic control logic.
IBAN Settlement (Program Dependent)
IBAN issuance and settlement capabilities integrated through authorized issuing partners. Availability subject to program structure and regulatory alignment.
Virtual Card Programs
Virtual card issuance modules designed for embedded finance use cases and controlled spending environments.
Open Banking Connectivity
Secure bank data connectivity and payment initiation modules integrated at infrastructure level.
Compliance & Identity Layer
Structured onboarding flows including identity verification, KYB/UBO processing, risk monitoring hooks, and event logging.
Funding & Top-Up Mechanisms
Multi-channel funding modules including card-based top-ups, account transfers, and internal balance operations.
MonCore operates as a financial infrastructure and program orchestration layer. Certain regulated services, including IBAN issuance and card issuing, may require licensed institutional partners depending on jurisdiction and program structure.