Three products,
one platform.
Choose what you want to bring to market. Each product is designed to support the same shared capabilities — accounts, payments, cards, FX and onboarding — provided through a licensed EMI, with MonCore as its Electronic Money Distributor (EMD).
Digital Banking
A configurable consumer neobank or digital-wallet experience — designed to support multi-currency balances, IBAN-enabled payment accounts, transfers, FX, payment cards and customer onboarding, through regulated partners.
Best for — consumer fintechs and wallet apps.
Business Finance
A configurable business-finance experience — designed to support business payment accounts, team access, spending controls, payment cards, SEPA payments, FX and KYB/UBO onboarding, through regulated partners.
Best for — B2B platforms and business-banking products.
Embedded Finance
A way for marketplaces, SaaS companies and other platforms to add financial experiences — such as wallets, accounts, payments, cards and onboarding — using the MonCore Shell, a white-label deployment, or a custom frontend.
Best for — marketplaces and SaaS adding finance to their product.
See the delivery models →The same building blocks, across all three products
These are capabilities of the platform — not separate products. Availability is subject to programme, issuer, jurisdictional and compliance approval.
Accounts
IBAN-enabled payment accounts, designed to support statements and sub-accounts.
Wallets
Multi-currency balances customers can hold and move.
Payments
SEPA payments, internal / P2P transfers and open-banking payment initiation.
Cards
Physical and virtual payment cards with controls and funding — card programmes subject to issuer approval.
FX
Currency conversion between supported currencies.
Onboarding
KYC / KYB / UBO orchestration and AML / transaction-monitoring workflows.
How this works. These products describe what you can design and launch on MonCore. Regulated financial services — accounts, payments and card issuing — are provided through a licensed EMI, of which MonTech Group UAB is an Electronic Money Distributor (EMD). MonCore operates the software and orchestration layer; it is not a bank, EMI or card issuer and does not hold customer funds. MonCore is in private preview and issuer integration is in progress; availability of specific capabilities is subject to programme, issuer, jurisdictional and compliance approval.
Which product are you building?
Tell us, and we’ll map it to the right delivery model — honestly about what’s ready today.